Uncertainty estimates for semantic segmentation: providing enhanced reliability for automated motor claims handling

Deep neural network models for image segmentation can be a powerful tool for the automation of motor claims handling processes in the insurance industry. A crucial aspect is the reliability of the model outputs when facing adverse conditions, such as low quality photos taken by claimants to document damages. We explore the use of a meta-classification model to empirically assess the precision of segments predicted by a model trained for the semantic segmentation of car body parts. Different sets of features correlated with the quality of a segment are compared, and an AUROC score of 0.915 is achieved for distinguishing between high- and low-quality segments. By removing low-quality segments, the average mIoU\documentclass[12pt]{minimal} \usepackage{amsmath} \usepackage{wasysym} \usepackage{amsfonts} \usepackage{amssymb} \usepackage{amsbsy} \usepackage{mathrsfs} \usepackage{upgreek} \setlength{\oddsidemargin}{-69pt} \begin{document}$$m{\textit{IoU}} $$\end{document} of the segmentation output is improved by 16 percentage points and the number of wrongly predicted segments is reduced by 77%.

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