Pretrained vision-language models (VLMs), such as CLIP, achieve remarkable zero-shot performance, yet their downstream potential hinges on effective fine-tuning. Most adaptation methods typically focus on refining representation from separate modalities (text or vision) but neglect the critical role of their fused representations in the decisionmaking process, i.e. rational matrix that drives the final prediction [5]. To bridge the gap, we propose a simple yet effective Rational Adaptaion (RAda) to explicitly exploit the final fused representation during fine-tuning. RAda employs a learned mask, obtained from a lightweight attention layer attached at the end of a VLM, to dynamically calibrate the contribution of each element in the rational matrix, enabling targeted adjustments to the final cross-modal interactions without incurring costly modifications to intermediate features. Experiments in different settings (i.e. updating, or freezing pretrained encoders in adaptation, and testtime training that can only access the unlabeled test data) show that RAda serves as a versatile fine-tuning technique, improving the baseline with minimal code and performing comparably against current arts in most settings. Code is available at github.com/khufia/RAda.
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