METHOD FOR GENERATING AND UPDATING ALTERNATE SECURITY CODES FOR PAYMENT CARDS

Patent №

US 10,078,840

Granted

2018-09-18

Filed 2015

Owner

MASTERCARD INTERNATIONAL INCORPORATED

Lab

AI components

1

hardware

Assignment

Recorded

Dataset

AIPD

2023_r1 edition

Application

14681165

An auxiliary security code called a CVC2a is generated to replace a CVC2 value that is presented on a payment card for verifying card-not-present (CNP) transactions without necessarily generating a replacement card. An enhanced card table/file is maintained by a payment network operator to facilitate transitional scenarios in which the payment cards are reissued or replaced.

AI hardwareG06Q 20/409G06Q 20/24G06Q 20/3821G06Q 20/4018

AI classification

AI hardware0.84
Evolutionary computation0.29
Natural language0.15
Planning0.02
Knowledge representation0.00
Machine learning0.00
Speech0.00
Vision0.00

Ownership

MASTERCARD INTERNATIONAL INCORPORATED

assignment · 353550977

Assignors

POWELL, MICHAEL, ROHLFING, JOAN, INOVENKOV, ALEX, PYE, RODNEY, BHALLA, PUNEET, GILLILAND, DAVID

On an employer assignment, the assignors are typically the inventors.

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