FULLY AUTONOMOUS VEHICLE INSURANCE PRICING

Patent №

US 10,089,693

Granted

2018-10-02

Filed 2015

Owner

Lab

AI components

3

kr · planning · hardware

Assignment

None on record

Dataset

AIPD

2023_r1 edition

Application

14713271

Methods and systems for determining risk associated with operation of fully autonomous vehicles are provided. According to certain aspects, autonomous operation features associated with a vehicle may be determined, including types and version of sensors, control systems, and software. This information may be used to determine a risk profile reflecting risk levels for a plurality of features, which may be based upon test data regarding the features or actual loss data. Expected use levels may further be determined and used with the risk profile to determine a total risk level associated with operation of the vehicle by the autonomous operation features. The expected use levels may indicate expected vehicle use, as well as traffic, weather, or other conditions in which the vehicle is likely to operate. The total risk level may be used to determine or adjust aspects of an insurance policy associated with the vehicle.

Knowledge representationPlanningAI hardwareG06Q 40/08B60Q 9/00B60R 21/00B60W 30/16B60W 40/09G01S 19/48G05B 15/02G06F 30/20+42 more

AI classification

Planning1.00
AI hardware0.98
Knowledge representation0.98
Vision0.43
Machine learning0.07
Natural language0.01
Speech0.00
Evolutionary computation0.00
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