Methods of Pre-Generating Insurance Claims

Patent №

US 10,102,587

Granted

2018-10-16

Filed 2015

Owner

STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY

Lab

AI components

1

planning

Assignment

Recorded

Dataset

AIPD

2023_r1 edition

Application

14798770

In system and methods for pre-generating insurance claims, accident data associated with a vehicle accident involving a driver may be collected. The accident data may be analyzed, and a likely severity of the vehicle accident may be determined based upon the analysis of the accident data. An estimated insurance claim may be generated based upon the determined likely severity of the vehicle accident, and transmitted, via wireless communication, from one or more remote servers to a mobile device associated with the driver to facilitate presenting all, or a portion of, the estimated insurance claim to the driver or the insured. A wireless communication from the driver or insured indicating approval, rejection or modification of the estimated insurance claim may be received. The estimated insurance claim may be handled in accordance with the approval, rejection or modification.

PlanningB60R 25/04B60R 25/102B60W 40/08B60W 40/09G06Q 40/08G08B 21/02G08B 25/00B60W 2030/082

AI classification

Planning0.99
AI hardware0.07
Knowledge representation0.03
Natural language0.02
Evolutionary computation0.00
Vision0.00
Machine learning0.00
Speech0.00

Ownership

STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY

assignment · 361080388

© 2026 NYSGPT2525 LLC