Patent №
US 10,121,152
Granted
2018-11-06
Filed 2007
Owner
VISA U.S.A. INC.
Lab
—
AI components
5
ml · nlp · kr · planning · hardware
Assignment
Recorded
Dataset
AIPD
2023_r1 edition
Application
11862487
A set of conditional rewards are associated with a consumer. Thereafter, notice of a reward is given for each of the consumer's transactions upon one of the consumer's accounts that satisfies one of the conditional rewards in the set. The set may be selected by the consumer, or by the issuer such as when the issuer uses a transaction history of purchases made on the consumer's account to determine the set of conditional rewards that would match a past purchasing trend of the consumer. A Globally Unique Identifier, unique within a plurality of transaction processing systems, can be associated with the consumer and used to match the transactions to a corresponding conditional reward.
AI classification
Ownership
VISA U.S.A. INC.
assignment · 199390412
Assignors
FORDYCE, EDWARD W., III, PATEL, KARTEEK HASMUKH, BODINGTON, SHAUN
On an employer assignment, the assignors are typically the inventors.