CONSUMER SPECIFIC CONDITIONAL REWARDS

Patent №

US 10,121,152

Granted

2018-11-06

Filed 2007

Owner

VISA U.S.A. INC.

Lab

AI components

5

ml · nlp · kr · planning · hardware

Assignment

Recorded

Dataset

AIPD

2023_r1 edition

Application

11862487

A set of conditional rewards are associated with a consumer. Thereafter, notice of a reward is given for each of the consumer's transactions upon one of the consumer's accounts that satisfies one of the conditional rewards in the set. The set may be selected by the consumer, or by the issuer such as when the issuer uses a transaction history of purchases made on the consumer's account to determine the set of conditional rewards that would match a past purchasing trend of the consumer. A Globally Unique Identifier, unique within a plurality of transaction processing systems, can be associated with the consumer and used to match the transactions to a corresponding conditional reward.

AI classification

AI hardware1.00
Knowledge representation0.99
Machine learning0.82
Natural language0.81
Planning0.70
Speech0.00
Vision0.00
Evolutionary computation0.00

Ownership

VISA U.S.A. INC.

assignment · 199390412

Assignors

FORDYCE, EDWARD W., III, PATEL, KARTEEK HASMUKH, BODINGTON, SHAUN

On an employer assignment, the assignors are typically the inventors.

© 2026 NYSGPT2525 LLC