VARIABLE AUTHENTICATION PROCESS AND SYSTEM

Patent №

US 10,366,391

Granted

2019-07-30

Filed 2014

Owner

VISA INTERNATIONAL SERVICE ASSOCIATION

Lab

—

AI components

1

kr

Assignment

Recorded

Dataset

AIPD

2023_r1 edition

Application

14452984

Efficient methods and systems for verifying personal identifiers in transactions such as financial transactions are disclosed. In an exemplary method, an authentication server computer may provide an account number and a personal identifier such as a PIN to a payment processing network server computer. The payment processing network server computer may then determine which of a plurality of authentication processes to initiate.

Knowledge representationG06Q 20/40G06Q 20/3255G06Q 20/326G06Q 20/384G06Q 20/4012H04L 63/08H04L 63/083H04L 63/104

AI classification

Knowledge representation0.72

AI hardware0.12

Natural language0.04

Evolutionary computation0.01

Planning0.00

Machine learning0.00

Vision0.00

Speech0.00

Ownership

VISA INTERNATIONAL SERVICE ASSOCIATION

assignment · 336050837

Assignors

DIMMICK, JAMES DENE

On an employer assignment, the assignors are typically the inventors.

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