SYSTEMS AND METHODS FOR PROVIDING A USER INTERFACE FOR FACILITATING PERSONAL PAYMENT TRANSACTIONS

Patent №

US 10,586,278

Granted

2020-03-10

Filed 2018

Owner

CAPITAL ONE FINANCIAL CORPORATION

+1 more

Lab

AI components

4

nlp · kr · planning · evo

Assignment

Recorded

Dataset

AIPD

2023_r1 edition

Application

16165708

Systems and processes are disclosed for providing customized user interfaces for facilitating personal payment transactions. In certain embodiments, disclosed embodiments may generate a dynamic and customized interface for effecting the personal payment transaction by, for example, providing one or more options for the payer to fund the payment. The disclosed embodiments may provide an interface that includes one or more suggested recipients for identifying the payee associated with the payment transaction. The disclosed embodiments may also provide an interface that includes one or more routing options to route the payment. The disclosed embodiments may also provide an interface that provides one or more communication channel options for parties associated with the personal payment transaction to communicate.

Natural languageKnowledge representationPlanningEvolutionary computationG06Q 40/02G06Q 20/10G06Q 20/22G06Q 20/223G06Q 20/3223G06Q 20/384G06Q 20/386G06Q 20/4014+3 more

AI classification

Natural language0.96
Evolutionary computation0.95
Planning0.89
Knowledge representation0.71
Machine learning0.00
Vision0.00
AI hardware0.00
Speech0.00

Ownership

CAPITAL ONE FINANCIAL CORPORATION

assignment · 472560490

CAPITAL ONE SERVICES, LLC

assignment · 472600546

Assignors

KANJLIA, GAGAN, ZIMMER, SCOTT, PURI, VISHAL, WILSON, ALEXANDER S., POBER, JAY

On an employer assignment, the assignors are typically the inventors.

From the same owner

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