SYSTEMS AND METHODS FOR DETERMINING INSURANCE COVERAGE BASED ON INFORMATICS

Patent №

US 10,679,296

Granted

2020-06-09

Filed 2016

Owner

UNITED SERVICES AUTOMOBILE ASSOCIATION (USAA)

Lab

AI components

1

planning

Assignment

Recorded

Dataset

AIPD

2023_r1 edition

Application

15365611

A computer system and method for processing risk or loss related data to determine insurance products/warranties for objects located in an insured property. Informatic data is received from one or more informatic sensor devices relating to one or more objects located in an insured property. Analysis is performed on the informatic data to determine a condition score for at least one of the one or more objects located in the insured property. Determination is made if one or more insurance products are to be recommended for the at least object located in the insured property based upon the determined condition score.

PlanningG06Q 30/0215G06F 16/24G06Q 10/20G06Q 40/03G06Q 40/08G06V 20/17G06V 20/176H04N 23/90+4 more

AI classification

Planning1.00
Vision0.30
Knowledge representation0.24
Machine learning0.07
AI hardware0.03
Natural language0.00
Evolutionary computation0.00
Speech0.00

Ownership

UNITED SERVICES AUTOMOBILE ASSOCIATION (USAA)

assignment · 416880486

Assignors

DEVEREAUX, RAMSEY, FRANCK, DAVID S., ALLEN, MICHAEL J., WHEELER, DANIELA, READ, SPENCER, SWAIN, KATHLEEN L.

On an employer assignment, the assignors are typically the inventors.

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