Electronic Financial Service Risk Evaluation

Patent №

US 10,692,087

Granted

2020-06-23

Filed 2014

Owner

BLACKHAWK NETWORK, INC.

Lab

AI components

1

planning

Assignment

Recorded

Dataset

AIPD

2023_r1 edition

Application

14244619

Electronic stored value cards (“eSVCs”) may be susceptible to fraud, theft, or unauthorized access. As eSVCs are still relatively new, the eSVC industry may not have fully developed sufficient safeguards to prevent such fraud, therft, and unauthorized access. Disclosed herein are systems, apparatus, and methods for evaluating whether or not to provide a service, which may include displaying, funding, or authorizing an eSVC. The evaluation may be in response to a request for such a service. The evaluation may be based on a risk due to fraud, theft, or unathorized access.

PlanningG06Q 20/4016G06Q 20/04G06Q 20/342

AI classification

Planning0.75
Knowledge representation0.11
Natural language0.01
Vision0.00
AI hardware0.00
Evolutionary computation0.00
Machine learning0.00
Speech0.00

Ownership

BLACKHAWK NETWORK, INC.

assignment · 327280391

Assignors

FLANAGAN, PATRICK RYAN, PONNAM, RAJESH

On an employer assignment, the assignors are typically the inventors.

© 2026 NYSGPT2525 LLC