Patent №
US 10,817,356
Granted
2020-10-27
Filed 2017
Owner
BANK OF AMERICA CORPORATION
Lab
—
AI components
4
kr · planning · evo · hardware
Assignment
Recorded
Dataset
AIPD
2023_r1 edition
Application
15730573
Provide improved delivery of resources to a recipient entity when the recipient entity is involved in an interaction with a provider entity. One or more application programming interfaces (APIs) are utilized to identify delivery channels, and potentially substitute an original delivery channel with an alternate delivery channel. The present invention utilizes entity information, such as a recipient entity identifier, in order to determine recipient entity delivery preferences from a stored preference or from communications with the recipient entity. The system provides the resources to the recipient entity according to the preferences identified. A more efficient delivery of resources to the recipient entity is provided that improves the capacity, memory, and processing speed of the delivery systems and improve the ability to identify the identity of the recipient entity before the resources are delivered to the recipient entity.
AI classification
Ownership
BANK OF AMERICA CORPORATION
assignment · 438420550
Assignors
WU, HUIHUI, HENRY, DEAN LYONS, REED, ALFRED JAMES
On an employer assignment, the assignors are typically the inventors.