ENTITY RESOURCE DISTRIBUTION CHANNEL MANIPULATION

Patent №

US 10,817,356

Granted

2020-10-27

Filed 2017

Owner

BANK OF AMERICA CORPORATION

Lab

AI components

4

kr · planning · evo · hardware

Assignment

Recorded

Dataset

AIPD

2023_r1 edition

Application

15730573

Provide improved delivery of resources to a recipient entity when the recipient entity is involved in an interaction with a provider entity. One or more application programming interfaces (APIs) are utilized to identify delivery channels, and potentially substitute an original delivery channel with an alternate delivery channel. The present invention utilizes entity information, such as a recipient entity identifier, in order to determine recipient entity delivery preferences from a stored preference or from communications with the recipient entity. The system provides the resources to the recipient entity according to the preferences identified. A more efficient delivery of resources to the recipient entity is provided that improves the capacity, memory, and processing speed of the delivery systems and improve the ability to identify the identity of the recipient entity before the resources are delivered to the recipient entity.

AI classification

Knowledge representation1.00
Planning0.74
Evolutionary computation0.66
AI hardware0.60
Machine learning0.03
Natural language0.01
Vision0.00
Speech0.00

Ownership

BANK OF AMERICA CORPORATION

assignment · 438420550

Assignors

WU, HUIHUI, HENRY, DEAN LYONS, REED, ALFRED JAMES

On an employer assignment, the assignors are typically the inventors.

From the same owner

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