Patent №
US 10,817,934
Granted
2020-10-27
Filed 2018
Owner
BANK OF AMERICA CORPORATION
Lab
—
AI components
1
planning
Assignment
Recorded
Dataset
AIPD
2023_r1 edition
Application
16212332
Computer implemented systems and methods are disclosed involving technological advancements in the processing of electronic transaction processing. A system may comprise a networked environment including heterogeneous or homogenous payment processing systems. A centrally accessible server machine storing an automatic savings program module and rules controls the generation and dissemination of new transactions derived from incoming transactions. Moreover, the networked system may be used to control authorization of electronic transactions in a near real-time manner. The networked system may be used to distribute a financial health of a user in a user-friendly, mobile form factor.
AI classification
Ownership
BANK OF AMERICA CORPORATION
assignment · 476980158
Assignors
NICHOLSON, DARALYN M., HOLLIFIELD, ANNA, HUNTER, SHAUN G.
On an employer assignment, the assignors are typically the inventors.