Single Enrollment Process for All Payment Vehicles

Patent №

US 10,817,934

Granted

2020-10-27

Filed 2018

Owner

BANK OF AMERICA CORPORATION

Lab

AI components

1

planning

Assignment

Recorded

Dataset

AIPD

2023_r1 edition

Application

16212332

Computer implemented systems and methods are disclosed involving technological advancements in the processing of electronic transaction processing. A system may comprise a networked environment including heterogeneous or homogenous payment processing systems. A centrally accessible server machine storing an automatic savings program module and rules controls the generation and dissemination of new transactions derived from incoming transactions. Moreover, the networked system may be used to control authorization of electronic transactions in a near real-time manner. The networked system may be used to distribute a financial health of a user in a user-friendly, mobile form factor.

PlanningG06Q 40/02G06Q 20/108G06Q 20/204G06Q 20/24G06Q 20/26G06Q 20/401G06Q 20/405G06Q 30/0207

AI classification

Planning1.00
Evolutionary computation0.17
Knowledge representation0.14
AI hardware0.01
Vision0.01
Machine learning0.01
Natural language0.00
Speech0.00

Ownership

BANK OF AMERICA CORPORATION

assignment · 476980158

Assignors

NICHOLSON, DARALYN M., HOLLIFIELD, ANNA, HUNTER, SHAUN G.

On an employer assignment, the assignors are typically the inventors.

From the same owner

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