DYNAMIC OFFERS ON ACCOUNTS

Patent №

US 10,839,366

Granted

2020-11-17

Filed 2018

Owner

VISA INTERNATIONAL SERVICE ASSOCIATION

Lab

AI components

1

planning

Assignment

Recorded

Dataset

AIPD

2023_r1 edition

Application

16142797

The payment information may include the offers that are available on each of the plurality of payment accounts that are available to a user. In some embodiments, the payment accounts may be from separate issuers. The offers may be communicated to a user or a use may set preferences for a ranking scheme to be used and the best offer may be automatically applied by selecting to use the payment device related to the best offer.

PlanningG06Q 20/227G06Q 20/3221G06Q 20/326G06Q 20/363G06Q 20/387G06Q 20/405G06Q 30/0215G07F 17/0035

AI classification

Planning0.92
Knowledge representation0.14
Evolutionary computation0.06
AI hardware0.00
Natural language0.00
Machine learning0.00
Speech0.00
Vision0.00

Ownership

VISA INTERNATIONAL SERVICE ASSOCIATION

assignment · 477270017

Assignors

RAGUPATHIRAJ, MOHANRAJ, VENKATESAN, DAYA, RAGUPATHIRAJ, NANDHINIDEVI

On an employer assignment, the assignors are typically the inventors.

From the same owner

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