Patent №
US 10,909,618
Granted
2021-02-02
Filed 2016
Owner
UNITED SERVICES AUTOMOBILE ASSOCIATION (USAA)
Lab
—
AI components
1
nlp
Assignment
Recorded
Dataset
AIPD
2023_r1 edition
Application
15146674
Techniques are described for migrating information (e.g., funds) from a first account to a second account. Account information for the first account may be analyzed to identify periodic, regular, and/or semi-regular transactions of a first type (e.g., charge(s)) made from the first account. The account information may also be analyzed to identify periodic, regular, and/or semi-regular transactions of a second type (e.g., payment(s)) made into the first account. The transactions(s) of the first type may be migrated to be paid out of the second account, and the transactions(s) of the second type may be migrated to be paid into the second account. After migration of transaction(s) is completed, the remaining funds may be transferred from the first account into the second account. In some instances during the migration process, funds may be transferred from the first account to the second account to cover charges made against the second account.
AI classification
Ownership
UNITED SERVICES AUTOMOBILE ASSOCIATION (USAA)
assignment · 384670799
Assignors
MORTENSEN, MALAND KEITH, PATTERSON, KENNITH, FIEDLER, KEVIN K., GAETA, MICHAEL JOSEPH, RODRIGUEZ, SALVADOR
On an employer assignment, the assignors are typically the inventors.