MANAGING AND MONITORING ACCOUNT MIGRATION

Patent №

US 10,909,618

Granted

2021-02-02

Filed 2016

Owner

UNITED SERVICES AUTOMOBILE ASSOCIATION (USAA)

Lab

AI components

1

nlp

Assignment

Recorded

Dataset

AIPD

2023_r1 edition

Application

15146674

Techniques are described for migrating information (e.g., funds) from a first account to a second account. Account information for the first account may be analyzed to identify periodic, regular, and/or semi-regular transactions of a first type (e.g., charge(s)) made from the first account. The account information may also be analyzed to identify periodic, regular, and/or semi-regular transactions of a second type (e.g., payment(s)) made into the first account. The transactions(s) of the first type may be migrated to be paid out of the second account, and the transactions(s) of the second type may be migrated to be paid into the second account. After migration of transaction(s) is completed, the remaining funds may be transferred from the first account into the second account. In some instances during the migration process, funds may be transferred from the first account to the second account to cover charges made against the second account.

Natural languageG06Q 40/02G06Q 20/02G06Q 20/10G06Q 20/102G06Q 20/108G06Q 20/405

AI classification

Natural language0.63
Evolutionary computation0.01
AI hardware0.00
Knowledge representation0.00
Vision0.00
Machine learning0.00
Planning0.00
Speech0.00

Ownership

UNITED SERVICES AUTOMOBILE ASSOCIATION (USAA)

assignment · 384670799

Assignors

MORTENSEN, MALAND KEITH, PATTERSON, KENNITH, FIEDLER, KEVIN K., GAETA, MICHAEL JOSEPH, RODRIGUEZ, SALVADOR

On an employer assignment, the assignors are typically the inventors.

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