Processing Authentication Requests to Secured Information Systems Using Machine-Learned User-Account Behavior Profiles
Patent №
US 11,113,370
Granted
2021-09-07
Filed 2018
Owner
BANK OF AMERICA CORPORATION
Lab
—
AI components
4
ml · vision · kr · planning
Assignment
Recorded
Dataset
AIPD
2023_r1 edition
Application
16210042
Aspects of the disclosure relate to processing authentication requests to secured information systems using machine-learned user-account behavior profiles. A computing platform may receive an authentication request corresponding to a request for a user of a client computing device to access one or more secured information resources associated with a user account. The computing platform may capture one or more behavioral parameters and may authenticate the user of the client computing device to the user account based on the one or more behavioral parameters and one or more authentication credentials. The computing platform then may generate and send one or more authentication commands directing an account portal computing platform to allow access to the one or more secured information resources. Subsequently, the computing platform may capture activity data associated with one or more interactions in a client portal session and may update a behavioral profile associated with the user account.
AI classification
Ownership
BANK OF AMERICA CORPORATION
assignment · 476770430
Assignors
TOTH, MICHAEL E., ZHANG, XIANHONG, SHAH, HITESH, GORIPARTHI, SRINIVASA RAO
On an employer assignment, the assignors are typically the inventors.