DETERMINING APPLIANCE INSURANCE COVERAGE/PRODUCTS USING INFORMATIC SENSOR DATA

Patent №

US 11,113,765

Granted

2021-09-07

Filed 2018

Owner

UNITED SERVICES AUTOMOBILE ASSOCIATION (USAA)

Lab

—

AI components

planning

Assignment

Recorded

Dataset

AIPD

2023_r1 edition

Application

15868923

A computer device and method for processing risk related data to determine one or more insurance products for appliances and other systems located in or on an insured property. Informatic data is received from one or more informatic sensor devices relating to one or more appliances located in or on an insured property. Analysis is performed on the received informatic data to determine one or more insurance products to be recommended for at least one appliance located in or on the insured property. Notification is provided regarding determination of the one or more insurance products for the at least one appliance located in or on the insured property.

PlanningG06Q 30/0215G06F 16/24G06Q 10/20G06Q 40/03G06Q 40/08G06V 20/17G06V 20/176H04N 23/90+4 more

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AI classification

Planning1.00

AI hardware0.34

Knowledge representation0.28

Vision0.11

Natural language0.01

Evolutionary computation0.00

Machine learning0.00

Speech0.00

Ownership

UNITED SERVICES AUTOMOBILE ASSOCIATION (USAA)

assignment · 446030711

Assignors

DEVEREAUX, RAMSEY, ALLEN, MICHAEL J., READ, SPENCER, FRANCK, DAVID S., CHANDLER, WILLIAM, WHEELER, DANIELA, SWAIN, KATHLEEN L.

On an employer assignment, the assignors are typically the inventors.

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Cites (122)

PROGRAMMABLE MONITORING SYSTEMUS 10,212,495 · 2019 DETERMINING AND INITIATING INSURANCE CLAIM EVENTSUS 10,181,159 · 2019 SYSTEMS AND METHODS FOR UTILIZING IMAGING INFORMATICSUS 10,163,162 · 2018 INSURANCE POLICY ALTERATIONS USING INFORMATIC SENSOR DATAUS 10,121,207 · 2018 SYSTEMS AND METHODS FOR MANAGING INSURANCE FOR DEVICES LOCATED WITHIN A PROPERTY BASED ON INSURANCE-RELATED EVENTSUS 10,055,793 · 2018 DETERMINING AUTONOMOUS VEHICLE TECHNOLOGY PERFORMANCE FOR INSURANCE PRICING AND OFFERINGUS 10,055,794 · 2018 SYSTEM AND METHOD TO DETERMINE INSURANCE MITIGATION ACTIONS BASED ON INFORMATIC DATAUS 9,984,417 · 2018 PROPERTY MANAGEMENT ON A SMARTPHONEUS 9,959,581 · 2018 IDENTIFYING AND RECOMMENDING INSURANCE POLICY PRODUCTS/SERVICES USING INFORMATIC SENSOR DATAUS 9,947,051 · 2018 SYSTEM AND METHOD FOR REPORTING THE EXISTENCE OF SENSORS BELONGING TO MULTIPLE ORGANIZATIONSUS 9,934,675 · 2018 PROGRAMMABLE MONITORING SYSTEMUS 9,913,003 · 2018 SYSTEMS AND METHODS FOR COMMUNITY-BASED CAUSE OF LOSS DETERMINATIONUS 9,892,463 · 2018 DETERMINING APPLIANCE INSURANCE COVERAGE/PRODUCTS USING INFORMATIC SENSOR DATAUS 9,886,723 · 2018 INVENTORYING ITEMS USING IMAGE DATAUS 9,842,310 · 2017 UTILIZING CREDIT AND INFORMATIC DATA FOR INSURANCE UNDERWRITING PURPOSESUS 9,818,158 · 2017 DETERMINING RISKS RELATED TO ACTIVITIES ON INSURED PROPERTIES USING INFORMATIC SENSOR DATAUS 9,811,862 · 2017 FAULT DETERMINATION WITH AUTONOMOUS FEATURE USE MONITORINGUS 9,792,656 · 2017 AUTONOMOUS VEHICLE OPERATION FEATURE MONITORING AND EVALUATION OF EFFECTIVENESSUS 9,754,325 · 2017 INTEGRATED ASSET MANAGEMENTUS 9,747,571 · 2017 INSURANCE POLICY ALTERATIONS USING INFORMATIC SENSOR DATAUS 9,710,858 · 2017 MULTIPLE PRODUCT QUOTINGUS 9,652,805 · 2017 MOBILE COMPUTING DEVICE-BASED GUIDANCE NAVIGATION AND CONTROL FOR UNMANNED AERIAL VEHICLES AND ROBOTIC SYSTEMSUS 9,611,038 · 2017 INTEGRATED HAZARD RISK MANAGEMENT AND MITIGATION SYSTEMUS 9,613,523 · 2017 Management System User Interface For Comparative Trend ViewUS 9,519,393 · 2016 APPARATUS AND METHOD EMPLOYING AUTONOMOUS VEHICLES TO REDUCE RISKUS 9,481,459 · 2016

and 97 more

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