Patent №
US 11,132,708
Granted
2021-09-28
Filed 2019
Owner
CAPITAL ONE SERVICES, LLC
+1 more
Lab
—
AI components
1
planning
Assignment
Recorded
Dataset
AIPD
2023_r1 edition
Application
16363459
Systems and methods for redeeming a reward held by an individual are described. A method for redeeming a reward includes determining threshold criteria for provision of a targeted reward redemption offer, identifying at least one individual based upon the threshold criteria, determining the targeted reward redemption offer, and providing the targeted reward redemption offer to the identified individual. A response to the provided targeted reward redemption offer may be received, and an account of the identified individual may be adjusted in accordance with the targeted reward redemption offer and the received response.
AI classification
Ownership
CAPITAL ONE SERVICES, LLC
assignment · 536330592
CAPITAL ONE FINANCIAL CORPORATION
assignment · 536340682
Assignors
LAMBERT, GREGORY WILLARD, SPIEGEL, PHILIP JOHN
On an employer assignment, the assignors are typically the inventors.