MONEY TRANSFER IN A FORUM USING A PAYMENT PROXY

Patent №

US 11,244,293

Granted

2022-02-08

Filed 2019

Owner

SQUARE, INC.

Lab

AI components

2

nlp · hardware

Assignment

Recorded

Dataset

AIPD

2023_r1 edition

Application

16557622

In particular embodiments, a method of transferring money by use of a payment proxy includes receiving a notification of an intent to initiate a monetary transaction in a message entered by a user of a communication platform, identified based on a determination of a particular context associated with content of the message. The method includes parsing the message to identify a unique payment proxy associated with a financial account having a syntax that includes a currency indicator and a string of characters. The method includes identifying a recipient financial account associated with the unique payment proxy. The method includes identifying a sender financial account based on the particular context associated with the content of the user message. The method includes initiating a transfer of a payment amount between the sender financial account and the recipient financial account associated with the unique payment proxy in accordance with the monetary transaction.

Natural languageAI hardwareG06Q 20/0855G06Q 10/40G06Q 20/10G06Q 20/16G06Q 20/305G06Q 20/3223G06Q 20/3224G06Q 20/326+6 more

AI classification

Natural language1.00
AI hardware0.87
Knowledge representation0.07
Evolutionary computation0.00
Machine learning0.00
Speech0.00
Vision0.00
Planning0.00

Ownership

SQUARE, INC.

assignment · 502260459

Assignors

GRASSADONIA, BRIAN, WILSON, JESSE, OMOJOLA, AYOKUNLE, ANDERSEN, ROBERT

On an employer assignment, the assignors are typically the inventors.

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