Patent №
US 11,269,827
Granted
2022-03-08
Filed 2018
Owner
FEDERAL HOME LOAN MORTGAGE CORPORATION
Lab
—
AI components
4
ml · kr · planning · hardware
Assignment
Recorded
Dataset
AIPD
2023_r1 edition
Application
16050579
A system is disclosed that includes a database and a processor in communication with the database. The processor is configured to maintain a data structure comprising historical value data and historical condition data and receive a query requesting a streamlined process. The processor is further configured to, based on the query, make a first assessment whether a submitted value ratio is within a predetermined range of a modeled value ratio; make a second assessment whether the modeled value ratio exceeds a predetermined maximum; and, based on the first assessment and the second assessment, assign a first flag to the query. The processor is further configured to based on the query, instantiate a condition model by obtaining the historical condition data; assign a second flag to the query; and based on the first flag and the second flag, determine whether to assign the query to the streamlined process.
AI classification
Ownership
FEDERAL HOME LOAN MORTGAGE CORPORATION
assignment · 489090365
Assignors
GORDON, JAMES DOUGLAS, BRADLEY, MICHAEL G., KORNIENKO, STANISLAV, SKINNER, GARY
On an employer assignment, the assignors are typically the inventors.