TRADELINE FINGERPRINT

Patent №

US 11,276,115

Granted

2022-03-15

Filed 2019

Owner

AMERICAN EXPRESS TRAVEL RELATED SERVICES COMPANY, INC.

Lab

AI components

3

nlp · kr · planning

Assignment

Recorded

Dataset

AIPD

2023_r1 edition

Application

16673085

Improved systems and methods are provided for identifying financial relationships. In particular, financial relationships may be identified by associating tradelines with one or more people who sign or co-sign on the tradeline. In various embodiments a method is provided comprising, receiving, at a computer-based system for credit data analysis comprising a processor and a tangible, non-transitory memory, credit reporting data relating to a tradeline, parsing, by the computer-based system, the credit reporting data to yield primary debtor data and secondary debtor data, and linking, by the computer-based system, the tradeline with the primary debtor data and the secondary debtor data.

AI classification

Planning1.00
Natural language0.99
Knowledge representation0.75
Vision0.01
Machine learning0.00
AI hardware0.00
Evolutionary computation0.00
Speech0.00

Ownership

AMERICAN EXPRESS TRAVEL RELATED SERVICES COMPANY, INC.

assignment · 509070640

Assignors

HAGGERTY, KATHLEEN, VARADACHARY, VENKAT

On an employer assignment, the assignors are typically the inventors.

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