GENERATING AGGREGATED MERCHANT ANALYTICS USING ORIGINATION LOCATION OF ONLINE TRANSACTIONS

Patent №

US 11,348,124

Granted

2022-05-31

Filed 2016

Owner

MASTERCARD INTERNATIONAL INCORPORATED

Lab

AI components

2

kr · planning

Assignment

Recorded

Dataset

AIPD

2023_r1 edition

Application

15259578

Systems and methods for generating aggregated merchant analytics for a sector are provided. The system includes a merchant analytics (MA) computing device in communication with a user computing device. The MA computing device defines a plurality of sectors of a geographic region and receiving transaction data including at least one online transaction associated with a merchant. The MA computing device generates a transaction location identifier for each of online transaction to indicate a location associated with a user device operated by a cardholder associated with the online transaction and links the online transaction to one sector based on the transaction location identifier. The MA computing device generates aggregated merchant analytics for each sector based on the transaction data associated with the online transactions located in the sector and displays the aggregated merchant analytics on the user computing device for analysis.

Knowledge representationPlanningG06Q 30/0201G06Q 20/3224G06Q 40/12

AI classification

Planning1.00
Knowledge representation0.73
Machine learning0.01
Natural language0.00
AI hardware0.00
Evolutionary computation0.00
Speech0.00
Vision0.00

Ownership

MASTERCARD INTERNATIONAL INCORPORATED

assignment · 405320627

Assignors

GHOSH, DEBASHIS, BHATTACHARJEE, MANASH

On an employer assignment, the assignors are typically the inventors.

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