GENERATING AGGREGATED MERCHANT ANALYTICS USING ORIGINATION LOCATION OF ONLINE TRANSACTIONS
Patent №
US 11,348,124
Granted
2022-05-31
Filed 2016
Owner
MASTERCARD INTERNATIONAL INCORPORATED
Lab
—
AI components
2
kr · planning
Assignment
Recorded
Dataset
AIPD
2023_r1 edition
Application
15259578
Systems and methods for generating aggregated merchant analytics for a sector are provided. The system includes a merchant analytics (MA) computing device in communication with a user computing device. The MA computing device defines a plurality of sectors of a geographic region and receiving transaction data including at least one online transaction associated with a merchant. The MA computing device generates a transaction location identifier for each of online transaction to indicate a location associated with a user device operated by a cardholder associated with the online transaction and links the online transaction to one sector based on the transaction location identifier. The MA computing device generates aggregated merchant analytics for each sector based on the transaction data associated with the online transactions located in the sector and displays the aggregated merchant analytics on the user computing device for analysis.
AI classification
Ownership
MASTERCARD INTERNATIONAL INCORPORATED
assignment · 405320627
Assignors
GHOSH, DEBASHIS, BHATTACHARJEE, MANASH
On an employer assignment, the assignors are typically the inventors.