Electronic Device Data Capture for Property Insurance Quotes

Patent №

US 11,348,180

Granted

2022-05-31

Filed 2018

Owner

STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY

+1 more

Lab

AI components

2

vision · planning

Assignment

Recorded

Dataset

AIPD

2023_r1 edition

Application

16211666

Systems and methods for capturing digital image data associated with a property for an insurance quote are described. According to certain aspects, a mobile device may enable a user to capture digital image data and/or a video stream and other information of house features and characteristics that may be used to determine insurability and estimated replacement cost of the property. The mobile device may enable the user to capture the information at the property location, which may eliminate the need for a manual assessment or characterization of home features by a homeowner. A back-end server may receive the data, analyze the data to generate an insurance quote (and/or insurance application) for the property, and transmit the insurance quote (and/or application) to the mobile device for presentation to the user. The mobile device may enable the user to select terms, deductibles, limits, and/or coverages, and ultimately approve a homeowner's insurance policy.

VisionPlanningG06Q 40/08G06Q 10/087

AI classification

Vision1.00
Planning1.00
AI hardware0.43
Knowledge representation0.04
Natural language0.00
Evolutionary computation0.00
Machine learning0.00
Speech0.00

Ownership

STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY

assignment · 511170092

STA GROUP, LLC

assignment · 511170104

Assignors

ENGELHORN, AMY, KORNELIS, COLBY S.

On an employer assignment, the assignors are typically the inventors.

© 2026 NYSGPT2525 LLC