DYNAMIC LEARNING SYSTEM FOR INTELLIGENT AUTHENTICATION

Patent №

US 11,368,457

Granted

2022-06-21

Filed 2018

Owner

VISA INTERNATIONAL SERVICE ASSOCIATION

Lab

AI components

4

ml · vision · kr · hardware

Assignment

Recorded

Dataset

AIPD

2023_r1 edition

Application

16049669

Techniques for intelligently deciding the optimal authenticator(s) from amongst those supported by an electronic device are described. The authentication system according to some embodiments may include a dynamic machine learner that incorporates the attributes of: (i) user behavior attributes (e.g., preferred authenticator); (ii) device attributes (e.g., hardware and software specifications, applications, etc.); and (iii) operating environment attributes (e.g., ambient light, noise, etc.), as well as the interplay between the aforementioned attributes over time to make the decision. In some embodiments, the authentication activities and patterns of other users of similar type (e.g., users exhibiting similar behavior across different operating environments) can also be learned and employed to improve the decision making process over time.

Machine learningVisionKnowledge representationAI hardwareH04L 63/0876H04W 12/06G06N 3/044G06N 3/0442G06N 3/045G06N 3/08G06N 3/09G06N 5/01+5 more

AI classification

Machine learning1.00
Vision1.00
AI hardware1.00
Knowledge representation0.84
Planning0.38
Natural language0.07
Speech0.01
Evolutionary computation0.00

Ownership

VISA INTERNATIONAL SERVICE ASSOCIATION

assignment · 469550452

Assignors

SHEETS, JOHN F., ARORA, SUNPREET SINGH, WAGNER, KIM R., BEST-ROWDEN, LACEY

On an employer assignment, the assignors are typically the inventors.

From the same owner

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