Patent №
US 11,368,457
Granted
2022-06-21
Filed 2018
Owner
VISA INTERNATIONAL SERVICE ASSOCIATION
Lab
—
AI components
4
ml · vision · kr · hardware
Assignment
Recorded
Dataset
AIPD
2023_r1 edition
Application
16049669
Techniques for intelligently deciding the optimal authenticator(s) from amongst those supported by an electronic device are described. The authentication system according to some embodiments may include a dynamic machine learner that incorporates the attributes of: (i) user behavior attributes (e.g., preferred authenticator); (ii) device attributes (e.g., hardware and software specifications, applications, etc.); and (iii) operating environment attributes (e.g., ambient light, noise, etc.), as well as the interplay between the aforementioned attributes over time to make the decision. In some embodiments, the authentication activities and patterns of other users of similar type (e.g., users exhibiting similar behavior across different operating environments) can also be learned and employed to improve the decision making process over time.
AI classification
Ownership
VISA INTERNATIONAL SERVICE ASSOCIATION
assignment · 469550452
Assignors
SHEETS, JOHN F., ARORA, SUNPREET SINGH, WAGNER, KIM R., BEST-ROWDEN, LACEY
On an employer assignment, the assignors are typically the inventors.