Using a Distributed Ledger to Determine Fault in Subrogation

Patent №

US 11,416,942

Granted

2022-08-16

Filed 2018

Owner

Lab

AI components

4

vision · kr · planning · hardware

Assignment

None on record

Dataset

AIPD

2023_r1 edition

Application

15956578

Systems and methods are disclosed with respect to using a blockchain for managing the subrogation claim process related to a vehicle accident, in particular, determining fault as part of the subrogation process. An exemplary embodiment may include receiving an electronic notification of a vehicle collision; receiving sensor data (such as telematics, image, audio, vehicle operational, or other sensor data) related to the vehicle collision; determining a percentage of fault of the vehicle collision for one or more vehicles, vehicle systems, and/or drivers based upon, at least in part, analysis of the sensor data collected; and creating a blockchain for the vehicle collision with one or more links to the sensor image data and an indication of the percentage of fault(s) determined to facilitate blockchain-based claim handling.

VisionKnowledge representationPlanningAI hardwareG06Q 40/08G06N 20/00G07C 5/008G07C 5/0816G07C 5/0866H04L 9/0637H04L 9/3297H04L 9/50+1 more

AI classification

Planning1.00
Vision1.00
AI hardware0.87
Knowledge representation0.73
Natural language0.00
Evolutionary computation0.00
Speech0.00
Machine learning0.00
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