Investor retirement lifestyle planning tool

Patent №

US 11,475,524

Granted

2022-10-18

Filed 2010

Owner

THE PNC FINANCIAL SERVICES GROUP, INC.

Lab

AI components

1

planning

Assignment

Recorded

Dataset

AIPD

2023_r1 edition

Application

12803705

A method for providing investing services is provided. Through a first computer device user interface, a computer system receives first data from the user indicating the user's expected retirement spend in a plurality of spending categories at a first level of detail and stores the data at a data location. Through a second computer device user interface, the computer system receives identifier data indicating the user and retrieves the first data from the data location. The first data is supplemented by second data indicating the user's expected retirement spend in the plurality of spending categories at a more detailed second level of detail. A target asset level necessary for the user to fund a retirement considering expected retirement spend for the plurality of spending categories is determined considering the first and second data. The target asset level is displayed to the user.

AI classification

Planning1.00
Vision0.14
Evolutionary computation0.13
AI hardware0.02
Knowledge representation0.00
Natural language0.00
Machine learning0.00
Speech0.00

Ownership

THE PNC FINANCIAL SERVICES GROUP, INC.

assignment · 250290778

Assignors

MACKRELL, BRYAN L., FORD, ISABEL, KOCH, ERIN, RANDALL, JONATHAN

On an employer assignment, the assignors are typically the inventors.

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