SHARED EXPENSE MANAGEMENT

Patent №

US 11,580,596

Granted

2023-02-14

Filed 2019

Owner

CAPITAL ONE SERVICES, LLC

Lab

AI components

3

nlp · kr · planning

Assignment

Recorded

Dataset

AIPD

2023_r1 edition

Application

16514509

Systems and methods are provided for managing shared expenses. The systems and methods may include a financial service provider identifying shared expenses in a customer's transaction history with software application executed on a server or personal computing device. The financial service provider may identify other individuals with whom the customer shares the expense, and send requests for reimbursement on the customer's behalf. The financial service provider ay monitor the status of reimbursement payments, and send reminders as necessary until the shared expense has been reimbursed.

Natural languageKnowledge representationPlanningG06Q 40/02G06Q 20/10G06Q 20/102G06Q 20/223G06Q 20/3223G06Q 20/384G06Q 20/389G06Q 20/4016+1 more

AI classification

Planning1.00
Knowledge representation0.84
Natural language0.83
AI hardware0.43
Vision0.22
Machine learning0.00
Speech0.00
Evolutionary computation0.00

Ownership

CAPITAL ONE SERVICES, LLC

assignment · 500270175

Assignors

JAIN, ASHISH, PURI, VISHAL, DAO, DAVID, KANJLIA, GAGAN

On an employer assignment, the assignors are typically the inventors.

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