ASSESSING PROPERTY DAMAGE USING A 3D POINT CLOUD OF A SCANNED PROPERTY

Patent №

US 11,610,269

Granted

2023-03-21

Filed 2020

Owner

STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY

Lab

AI components

2

vision · planning

Assignment

Recorded

Dataset

AIPD

2023_r1 edition

Application

17083819

A damage assessment module operating on a computer system automatically evaluates a property, estimating damage to the property by analyzing a point cloud of a property. The damage assessment module identifies individual point clusters or segments from the point cloud and detects potentially damaged areas of the property surface by identifying outlier points in the point clusters. The damage assessment module may be used to determine the financial cost of the damage and/or determine whether the property should be replaced or repaired. In addition to eliminating the need for an estimator to visit the property in person, the damage assessment module improves the consistency and accuracy associated with estimating damage to a property.

VisionPlanningG06Q 40/08G06F 30/20G06Q 20/10G06Q 30/0278G06Q 40/00G06T 7/00G06T 7/0004G06T 7/187+5 more

AI classification

Vision1.00
Planning1.00
Evolutionary computation0.27
Knowledge representation0.05
AI hardware0.03
Machine learning0.02
Natural language0.02
Speech0.00

Ownership

STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY

assignment · 542220717

Assignors

PLUMMER, BRYAN A., CROSS, DREW, TOFTE, NATHAN L.

On an employer assignment, the assignors are typically the inventors.

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