ALERT MANAGEMENT SYSTEM WITH REAL-TIME REMEDIATION AND INTEGRATION WITH THE OVERDRAFT ALLOWANCE ORIGINATING SYSTEM
Patent №
US 11,615,420
Granted
2023-03-28
Filed 2022
Owner
DOUBLE CHECK SOLUTIONS, INC.
Lab
—
AI components
1
planning
Assignment
Recorded
Dataset
AIPD
2023_r1 edition
Application
17860611
Embodiments provide an alert management and real-time remediation system. The system receives an electronic file that includes an overdraft allowance information data structure comprising overdraft allowance information and automatically parses the overdraft allowance information into overdraft allowance events for the associated customers. The system sends overdraft allowance notification messages to the associated customers. The message includes a link to an authentication interface of an institution associated with the customer. After the customer is authenticated, the system provides a user interface that displays overdraft allowance information for each overdraft allowance event associated with the customer and a display element for a payment option. Responsive to the customer selecting the payment option, the system sends a payment message that causes a transfer of a payment to the institution.
AI classification
Ownership
DOUBLE CHECK SOLUTIONS, INC.
assignment · 605170614
Assignors
SCHWARTZ, JOEL, LEE, ANNE VIVIAN
On an employer assignment, the assignors are typically the inventors.