ALERT MANAGEMENT SYSTEM WITH REAL-TIME REMEDIATION AND INTEGRATION WITH THE OVERDRAFT ALLOWANCE ORIGINATING SYSTEM

Patent №

US 11,615,420

Granted

2023-03-28

Filed 2022

Owner

DOUBLE CHECK SOLUTIONS, INC.

Lab

AI components

1

planning

Assignment

Recorded

Dataset

AIPD

2023_r1 edition

Application

17860611

Embodiments provide an alert management and real-time remediation system. The system receives an electronic file that includes an overdraft allowance information data structure comprising overdraft allowance information and automatically parses the overdraft allowance information into overdraft allowance events for the associated customers. The system sends overdraft allowance notification messages to the associated customers. The message includes a link to an authentication interface of an institution associated with the customer. After the customer is authenticated, the system provides a user interface that displays overdraft allowance information for each overdraft allowance event associated with the customer and a display element for a payment option. Responsive to the customer selecting the payment option, the system sends a payment message that causes a transfer of a payment to the institution.

PlanningG06Q 20/40G06Q 20/405G06Q 20/108G06Q 20/4014G06Q 20/4016G06Q 20/403G06Q 40/02

AI classification

Planning1.00
Knowledge representation0.23
Natural language0.18
Vision0.04
Speech0.01
Evolutionary computation0.01
AI hardware0.00
Machine learning0.00

Ownership

DOUBLE CHECK SOLUTIONS, INC.

assignment · 605170614

Assignors

SCHWARTZ, JOEL, LEE, ANNE VIVIAN

On an employer assignment, the assignors are typically the inventors.

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