Patent US 11,615,477

The present disclosure is directed to methods for providing insurance brokerage services for both a property owner and potential insurers. The methods provide for virtual websites and related mobile applications for estimating the value of a property based on current reconstruction costs. The methods also provide for aiding a property owner in procuring an insurer by compiling property valuation information in a format that is submitted to potential insurers to bid upon. The methods further provide for helping property owners manage changes to property value and updating insurance policy based on valuation changes to reconstruction costs as well as compiling information for reconstruction costs when damage does occur. Finally, disclosure provides for methods of maintaining important records for insurer, maintaining communications between insured and insurer, and providing emergency services related to the insured property in the time of emergencies related to the insured property.