SYSTEMS AND METHODS FOR IN-APPLICATION AND IN-BROWSER PURCHASES

Patent №

US 11,620,641

Granted

2023-04-04

Filed 2021

Owner

AMERICAN EXPRESS TRAVEL RELATED SERVICES COMPANY, INC.

Lab

AI components

2

planning · evo

Assignment

Recorded

Dataset

AIPD

2023_r1 edition

Application

17205417

A system may identify a purchase transaction request from a merchant application and generate an in-app payment cryptogram for the purchase transaction request based on a limited use payment credential (LUPC). The in-app payment cryptogram may be provided to the merchant application. The merchant application may transmit the in-app payment cryptogram to a merchant computing device. A request may be received from a payment network to update the LUPC. A security library may be executed to determine that the client device is secure. The execution of the security library may generate a device attestation response, and the device attestation response is transmitted to the payment network. An updated LUPC may be received from the payment network.

PlanningEvolutionary computationG06Q 20/363G06Q 20/322G06Q 20/326G06Q 20/3267G06Q 20/3674G06Q 20/3829G06Q 20/385G06Q 20/409+2 more

AI classification

Evolutionary computation0.94
Planning0.88
Knowledge representation0.19
AI hardware0.00
Natural language0.00
Vision0.00
Speech0.00
Machine learning0.00

Ownership

AMERICAN EXPRESS TRAVEL RELATED SERVICES COMPANY, INC.

assignment · 617600258

Assignors

DELIWALA, MANISH K., MADDUKURI, AJAY B., MCDONALD, JOHN G., NARSIPUR, KESHAV A.

On an employer assignment, the assignors are typically the inventors.

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