System and Method for Providing Real Time Financial Account Information Using Event Driven Architecture

Patent №

US 11,625,772

Granted

2023-04-11

Filed 2019

Owner

UIPCO, LLC

+1 more

Lab

AI components

5

ml · nlp · kr · planning · hardware

Assignment

Recorded

Dataset

AIPD

2023_r1 edition

Application

16428775

A system and method of providing real time account information for financial accounts is disclosed. The system includes an event based architecture including an event stream. Financial transaction processing systems publish transaction events to the event stream. A transaction service listening to the event stream detects new transaction events. The transaction service takes action to enrich transaction data. A middleware system reconciles existing transactions and persists transaction records in long term storage. The system can retrieve real time enriched transaction data to calculate account summary information, including current account balances and projected future account balances. The system can also be used to provide real time notifications to customers using enriched transaction data.

AI classification

Planning1.00
Machine learning0.93
AI hardware0.89
Knowledge representation0.75
Natural language0.70
Evolutionary computation0.03
Vision0.00
Speech0.00

Ownership

UIPCO, LLC

assignment · 602740683

UNITED SERVICES AUTOMOBILE ASSOCIATION (USAA)

assignment · 625230666

Assignors

HENDRY, JASON PAUL, KALICH, RODNEY, BRANDT, RANDALL MARTIN, JIMENEZ, MARCO ALDO, PERRY, DAVID

On an employer assignment, the assignors are typically the inventors.

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