System and Method for Providing Real Time Financial Account Information Using Event Driven Architecture
Patent №
US 11,625,772
Granted
2023-04-11
Filed 2019
Owner
UIPCO, LLC
+1 more
Lab
—
AI components
5
ml · nlp · kr · planning · hardware
Assignment
Recorded
Dataset
AIPD
2023_r1 edition
Application
16428775
A system and method of providing real time account information for financial accounts is disclosed. The system includes an event based architecture including an event stream. Financial transaction processing systems publish transaction events to the event stream. A transaction service listening to the event stream detects new transaction events. The transaction service takes action to enrich transaction data. A middleware system reconciles existing transactions and persists transaction records in long term storage. The system can retrieve real time enriched transaction data to calculate account summary information, including current account balances and projected future account balances. The system can also be used to provide real time notifications to customers using enriched transaction data.
AI classification
Ownership
UIPCO, LLC
assignment · 602740683
UNITED SERVICES AUTOMOBILE ASSOCIATION (USAA)
assignment · 625230666
Assignors
HENDRY, JASON PAUL, KALICH, RODNEY, BRANDT, RANDALL MARTIN, JIMENEZ, MARCO ALDO, PERRY, DAVID
On an employer assignment, the assignors are typically the inventors.