USING POSITION LOCATION INFORMATION TO PRE-POPULATE AND VERIFY INFORMATION ON A CREDIT APPLICATION

Patent №

US 11,625,774

Granted

2023-04-11

Filed 2018

Owner

COMENITY LLC

+1 more

Lab

AI components

2

kr · planning

Assignment

Recorded

Dataset

AIPD

2023_r1 edition

Application

15879225

Using position location information to pre-populate and verify information on a credit application is disclosed. A mobile application for a retailer is downloaded to a mobile device. The mobile application on the mobile device obtains authorization to access location information on the mobile device. Location information for the mobile device is received at a computer system and from the mobile device, the location information generated by a positioning system on the mobile device, the location information comprising: historic location information stored in a memory of the mobile device and real-time location information. The location information is used to prefill at least a portion of a credit application.

Knowledge representationPlanningG06Q 40/03G06F 40/174G06Q 50/265

AI classification

Knowledge representation0.97
Planning0.62
AI hardware0.12
Natural language0.02
Vision0.00
Speech0.00
Machine learning0.00
Evolutionary computation0.00

Ownership

COMENITY LLC

assignment · 447200690

BREAD FINANCIAL PAYMENTS, INC

merger · 628340110

Assignors

BILLMAN, CHRISTIAN, MAGNUSON, JAMES, JR

On an employer assignment, the assignors are typically the inventors.

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