USING POSITION LOCATION INFORMATION TO PRE-POPULATE AND VERIFY INFORMATION ON A CREDIT APPLICATION
Patent №
US 11,625,774
Granted
2023-04-11
Filed 2018
Owner
COMENITY LLC
+1 more
Lab
—
AI components
2
kr · planning
Assignment
Recorded
Dataset
AIPD
2023_r1 edition
Application
15879225
Using position location information to pre-populate and verify information on a credit application is disclosed. A mobile application for a retailer is downloaded to a mobile device. The mobile application on the mobile device obtains authorization to access location information on the mobile device. Location information for the mobile device is received at a computer system and from the mobile device, the location information generated by a positioning system on the mobile device, the location information comprising: historic location information stored in a memory of the mobile device and real-time location information. The location information is used to prefill at least a portion of a credit application.
AI classification
Ownership
COMENITY LLC
assignment · 447200690
BREAD FINANCIAL PAYMENTS, INC
merger · 628340110
Assignors
BILLMAN, CHRISTIAN, MAGNUSON, JAMES, JR
On an employer assignment, the assignors are typically the inventors.