Patent №
US 11,631,129
Granted
2023-04-18
Filed 2021
Owner
EXPERIAN INFORMATION SOLUTIONS, INC.
Lab
—
AI components
3
ml · nlp · planning
Assignment
Recorded
Dataset
AIPD
2023_r1 edition
Application
17179098
Embodiments of a system and method are described for generating a finance attribute. In one embodiment, the systems and methods retrieve raw tradeline data from a plurality of credit bureaus, retrieve industry code data related to each of the plurality of credit bureaus, determine one or more tradeline leveling characteristics that meet at least one pre-determined threshold, and generate a finance attribute using the selected leveling characteristics.
AI classification
Ownership
EXPERIAN INFORMATION SOLUTIONS, INC.
assignment · 553240543
Assignors
TORREZ, LUZ M.
On an employer assignment, the assignors are typically the inventors.