Enhanced Feedback Exposure for Users Based on Transaction Metadata

Patent №

US 11,645,652

Granted

2023-05-09

Filed 2022

Owner

CAPITAL ONE SERVICES, LLC

Lab

AI components

4

ml · kr · planning · evo

Assignment

Recorded

Dataset

AIPD

2023_r1 edition

Application

17679619

Methods, systems, and apparatuses are described herein for the direct sharing and use of transaction data separately from transaction authorization processes. Transaction metadata associated with a transaction may be received and validated. Authorization information corresponding to the transaction may be received. The degree to which the transaction metadata is tested may be based on a predicted time of receipt of the authorization information. The transaction metadata and authorization information may be correlated. A computing device may determine whether to authorize the financial transaction based on the authorization information and the correlated transaction metadata. All or portions of the transaction metadata may be provided to one or more users after the transaction has been authorized or denied.

AI classification

Planning0.98
Evolutionary computation0.67
Machine learning0.63
Knowledge representation0.50
Natural language0.22
AI hardware0.07
Vision0.00
Speech0.00

Ownership

CAPITAL ONE SERVICES, LLC

assignment · 590940777

Assignors

PERKINS, WESLEY, SRIRAM KALYAN NAMUDURI, VENKATA SATYA, ROSS, DAVID, COULSON, ANDREW, ROBERTS, HUNTER

On an employer assignment, the assignors are typically the inventors.

© 2026 NYSGPT2525 LLC