Patent №
US 11,645,652
Granted
2023-05-09
Filed 2022
Owner
CAPITAL ONE SERVICES, LLC
Lab
—
AI components
4
ml · kr · planning · evo
Assignment
Recorded
Dataset
AIPD
2023_r1 edition
Application
17679619
Methods, systems, and apparatuses are described herein for the direct sharing and use of transaction data separately from transaction authorization processes. Transaction metadata associated with a transaction may be received and validated. Authorization information corresponding to the transaction may be received. The degree to which the transaction metadata is tested may be based on a predicted time of receipt of the authorization information. The transaction metadata and authorization information may be correlated. A computing device may determine whether to authorize the financial transaction based on the authorization information and the correlated transaction metadata. All or portions of the transaction metadata may be provided to one or more users after the transaction has been authorized or denied.
AI classification
Ownership
CAPITAL ONE SERVICES, LLC
assignment · 590940777
Assignors
PERKINS, WESLEY, SRIRAM KALYAN NAMUDURI, VENKATA SATYA, ROSS, DAVID, COULSON, ANDREW, ROBERTS, HUNTER
On an employer assignment, the assignors are typically the inventors.