METHODS AND SYSTEMS FOR VERIFYING INDIVIDUALS PRIOR TO BENEFITS DISTRIBUTION

Patent №

US 11,645,655

Granted

2023-05-09

Filed 2021

Owner

MASTERCARD INTERNATIONAL INCORPORATED

Lab

AI components

1

planning

Assignment

Recorded

Dataset

AIPD

2023_r1 edition

Application

17486858

Systems and methods for verifying individuals prior to distribution of one or more benefits are disclosed. One exemplary method includes receiving, at a server, a proof-of-life validation from a payment service provider. The proof-of-life validation is based on receipt of a valid biometric from the individual at a payment device associated with the individual, and a transaction using said payment device. The method further includes distributing the benefit to a benefit account associated with the individual, when the proof-of-life validation is received within a time interval of the benefit distribution date.

PlanningG06Q 20/40145G06Q 20/10

AI classification

Planning1.00
Knowledge representation0.01
Evolutionary computation0.01
Natural language0.00
Machine learning0.00
AI hardware0.00
Speech0.00
Vision0.00

Ownership

MASTERCARD INTERNATIONAL INCORPORATED

assignment · 576170773

Assignors

HYNES, RON, KIRCH, SEAN, DOGIN, JENNIFER

On an employer assignment, the assignors are typically the inventors.

© 2026 NYSGPT2525 LLC