System and Method for Proactive Intervention to Reduce High Cost Channel Usage

Patent №

US 11,784,947

Granted

2023-10-10

Filed 2022

Owner

CAPITAL ONE SERVICES, LLC

Lab

AI components

7

ml · nlp · vision · kr · planning · evo · hardware

Assignment

Recorded

Dataset

AIPD

2023_r1 edition

Application

17934761

Embodiments disclosed herein generally relate to a system and method for proactively generating an intervening message for a remote client device in response to an anticipated user action. A computing system receives one or more streams of user activity. The one or more streams of user activity include interaction with a server of an organization via an application executing on the remote client device. The computing system inputs the one or more streams of user activity into a prediction model. The computing system identifies an anticipated user action based on a prediction output from the prediction model. The computing system determines, based on a solution model, a proposed solution to the anticipated user action. The computing system generates an anticipated message to be transmitted to the remote client device of the user. The computing system transmits the anticipated message to the remote client device of the user.

AI classification

Planning1.00
Machine learning1.00
Natural language0.99
AI hardware0.98
Knowledge representation0.95
Evolutionary computation0.89
Vision0.80
Speech0.00

Ownership

CAPITAL ONE SERVICES, LLC

assignment · 611950030

Assignors

KARP, SCOTT, MUELLER, ERIK

On an employer assignment, the assignors are typically the inventors.

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