INTERACTIVE ACCOUNT MANAGEMENT SYSTEM AND METHOD

Patent №

US 11,816,645

Granted

2023-11-14

Filed 2020

Owner

JPMORGAN CHASE BANK, N.A.

Lab

AI components

1

planning

Assignment

Recorded

Dataset

AIPD

2023_r1 edition

Application

16917032

An interaction account management method includes defining a financial network for an account holder, the financial network including at least the account holder and a financial advisor, wherein the financial advisor is associated with the financial institution. The method also includes storing financial account information associated with the account holder in a database, the account holder information including information input by the account holder relating to at least one financing plan. The method further includes accessing the stored account holder information, generating two or more payment options associated with the at least one financing plan based at least in part on the account holder information, receiving a recommendation over the network from the financial advisor, the recommendation relating to the at least one payment option, and displaying, on a user interface associated with a user device, the two or more payment options and recommendation.

PlanningG06Q 10/10G06F 3/0482G06Q 20/02G06Q 20/10G06Q 20/102G06Q 20/14G06Q 20/20G06Q 20/227+8 more

AI classification

Planning1.00
Knowledge representation0.49
Natural language0.01
AI hardware0.01
Machine learning0.01
Vision0.00
Evolutionary computation0.00
Speech0.00

Ownership

JPMORGAN CHASE BANK, N.A.

assignment · 530900363

Assignors

KELD, MARCIA, FIELD, MANNING

On an employer assignment, the assignors are typically the inventors.

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