CLOSED-LOOP SYSTEM INCORPORATING RISK ANALYTIC ALGORITHM

Patent №

US 12,266,020

Granted

2025-04-01

Filed 2023

Owner

Hartford Fire Insurance Company

Lab

AI components

0

Assignment

None on record

Dataset

AIPD

Application

18396058

According to some embodiments, a risk monitoring data store may contain a set of electronic data records, with each electronic data record being associated with a stream of sensor data received via a communication network from a remote set of sensor systems located at a risk monitoring site. A risk analytics platform computer may receive information associated with the sensor data in substantially real-time and analyze the received sensor data, using at least one risk analytics algorithm, to detect an abnormal pattern associated with a predicted elevated level of risk at the risk monitoring site. The risk analytics platform computer may also automatically transmit a result of the analysis to a risk operations platform. The risk operations platform may then implement an active risk mitigation adjustment at the risk monitoring site responsive to the result of the analysis.

G06Q 40/08G06N 20/00H04L 67/12H04L 67/125

Ownership

Hartford Fire Insurance Company

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