SYSTEMS AND METHODS FOR EXECUTING REAL-TIME ELECTRONIC TRANSACTIONS USING A ROUTING DECISION MODEL

Patent №

US 12,373,802

Granted

2025-07-29

Filed 2022

Owner

Worldpay, LLC

Lab

AI components

0

Assignment

None on record

Dataset

AIPD

Application

18060313

Systems and methods of executing a real-time electronic transaction by a real-time transaction system are disclosed. One method includes receiving, by a routing system, an electronic transaction request from a user. The routing system may receive routing configuration data from a data query system. The routing system may determine an optimal path for executing the electronic transaction request in accordance with a routing decision model and the routing configuration data. The routing system may transmit the electronic transaction request to a transaction network via the optimal path. The routing system may generate a transaction route data based on the optimal path. The routing system may transmit the transaction route data to a transaction event-topic stream.

G06Q 20/027G06Q 20/085G06N 20/00G06Q 20/4016G06Q 20/405H04L 45/42

Ownership

Worldpay, LLC

From the same owner

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