Patent №
US 12,579,446
Granted
2026-03-17
Filed 2022
Owner
EQUIFAX INC.
Lab
—
AI components
0
Assignment
None on record
Dataset
AIPD
Application
18057147
Systems and methods for predicting future risk for a target entity are provided. A risk assessment system receives historical risk assessment data of the target entity and identifies a target cluster that matches the historical risk assessment data. The target cluster is identified from a group of clusters determined using high dimensional clustering based on risk assessment data of a set of entities. The risk assessment system identifies a set of nearest neighbors of the target cluster and determines a prediction of future risk for the target entity based on the target cluster and the set of nearest neighbors. The risk assessment system transmits a responsive message, which can include the prediction of future risk, to a remote computing device for use in controlling access of the target entity to one or more interactive computing environments.
Ownership
EQUIFAX INC.