MACHINE-LEARNING TECHNIQUES FOR RISK ASSESSMENT BASED ON CLUSTERING

Patent №

US 12,579,446

Granted

2026-03-17

Filed 2022

Owner

EQUIFAX INC.

Lab

AI components

0

Assignment

None on record

Dataset

AIPD

Application

18057147

Systems and methods for predicting future risk for a target entity are provided. A risk assessment system receives historical risk assessment data of the target entity and identifies a target cluster that matches the historical risk assessment data. The target cluster is identified from a group of clusters determined using high dimensional clustering based on risk assessment data of a set of entities. The risk assessment system identifies a set of nearest neighbors of the target cluster and determines a prediction of future risk for the target entity based on the target cluster and the set of nearest neighbors. The risk assessment system transmits a responsive message, which can include the prediction of future risk, to a remote computing device for use in controlling access of the target entity to one or more interactive computing environments.

G06N 20/00G06N 5/022

Ownership

EQUIFAX INC.

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