METHODS AND APPARATUS FOR SELECTING AN INSURANCE CARRIER FOR AN ONLINE INSURANCE POLICY PURCHASE

Patent №

US 7,203,734

Granted

2007-04-10

Filed 2001

Owner

INSURANCENOODLE, INC., A DELAWARE CORPORATION

+1 more

Lab

—

AI components

kr · planning

Assignment

Recorded

Dataset

AIPD

2023_r1 edition

Application

10034889

View graph

Methods and apparatus for selecting an insurance carrier for an online insurance policy purchase are disclosed. A user at a client device, such as a personal computer connected to the Internet, receives a plurality of business insurance quotes with minimal data input requirements. A plurality of insurance carriers are narrowed down to a few relevant insurance carriers based on the user's zip code, standard industrial code (SIC), desired insurance products, a small number of “kill” questions, and a customized insurance application which is dynamically generated in response to previous answers.

Knowledge representation PlanningG06Q 30/06G06Q 30/0601G06Q 40/08

Google Patents

AI classification

Planning1.00

Knowledge representation0.99

Machine learning0.12

AI hardware0.01

Natural language0.01

Vision0.01

Speech0.00

Evolutionary computation0.00

Ownership

INSURANCENOODLE, INC., A DELAWARE CORPORATION

assignment · 127830875

INSURANCENOODLE, LLC

correct · 326120257

Assignors

RUDY, ROBERT, WEINER, BRUCE, EISENHART, ROBERT, WATSON, JAMES

On an employer assignment, the assignors are typically the inventors.

Cites (13)

MONITORING SYSTEM FOR DETERMINING AND COMMUNICATING A COST OF INSURANCEUS 6,868,386 · 2005 COMPUTER SYSTEM FOR PRODUCING AN ILLUSTRATION OF INSURANCE OPTIONALLY INCLUDING A MORTGAGE REPAYMENTUS 6,684,189 · 2004 DATA PROCESSING SYSTEM FOR PROVIDING AN EFFICIENT MARKET FOR INSURANCE AND REINSURANCEUS 6,594,635 · 2003 METHOD AND SYSTEM FOR E-COMMERCE AND RELATED DATA MANAGEMENT, ANALYSIS & REPORTINGUS 6,556,976 · 2003 SYSTEM AND METHOD FOR AGGREGATING DISTRIBUTED DATAUS 6,148,298 · 2000 METHOD AND APPARATUS FOR PREPARING CLIENT COMMUNICATIONS INVOLVING FINICIAL PRODUCTS AND SERVICESUS 6,076,072 · 2000 MOTOR VEHICLE MONITORING SYSTEM FOR DETERMINING A COST OF INSURANCEUS 6,064,970 · 2000 APPARATUS AND METHOD FOR TRANSACTING MARKETING AND SALES OF FINANCIAL PRODUCTSUS 5,987,434 · 1999 METHOD FOR ACCESSING AND EVALUATING INFORMATION FOR PROCESSING AN APPL ICATION FOR INSURANCEUS 5,809,478 · 1998 MOTOR VEHICLE MONITORING SYSTEM FOR DETERMINING A COST OF INSURANCEUS 5,797,134 · 1998 SYSTEM FOR FUNDING FUTURE WORKERS COMPENSATION LOSSESUS 5,613,072 · 1997 COMPUTERIZED INSURANCE PREMIUM QUOTE REQUEST AND POLICY ISSURANCE SYSTEMUS 4,831,526 · 1989 Patent US 5,842,178US 5,842,178

Cited by (3)

SYSTEM FOR AUTOMATED DESCRIPTION AND CATEGORIZATIONUS 10,796,370 · 2020 PROTECTION COVERAGE SELECTION AND ELECTION PROCESSES AND SYSTEMSUS 10,650,462 · 2020 SYSTEMS AND METHODS FOR IDENTIFYING POTENTIALLY INACCURATE DATA BASED ON PATTERNS IN PREVIOUS SUBMISSIONS OF DATAUS 9,659,277 · 2017

Related research

Online Insurance Consumer Targeting and Lifetime Value Evaluating - A Mathematics and Data Mining ApproachSemantic Scholar Life Insurance-Based Recommendation System for Effective Information ComputingOpenAlex Alternative Data for Configurable and Personalized Commercial Insurance ProductsOpenAlex AI-Driven Recommendation System for Personalized Insurance SolutionsOpenAlex Digital Insurance Advisor: An Insurance Guidance for Productive Future Claims Using Artificial IntelligenceOpenAlex

Full text

Google Patents