METHOD FOR MORTGAGE FRAUD DETECTION

Patent №

US 7,599,882

Granted

2009-10-06

Filed 2003

Owner

FIRST AMERICAN REAL ESTATE SOLUTIONS

+1 more

Lab

AI components

2

ml · planning

Assignment

Recorded

Dataset

AIPD

2023_r1 edition

Application

10713348

A method of detection of fraud in a mortgage application: in a computer system, maintaining a database of sales prices of real properties in a geographic area where the property is located; obtaining a valuation history for the property; obtaining historical sales data for similar properties in the geographic area; computing price ratios using these valuation histories; computing a distortion index based on the price ratios, the distortion index indicating the likelihood of a fraudulent valuation.

Machine learningPlanningG06Q 40/02G06Q 30/018G06Q 30/0185G06Q 30/0278G06Q 40/03G06Q 50/167

AI classification

Machine learning0.99
Planning0.99
Evolutionary computation0.09
Knowledge representation0.02
Natural language0.01
Vision0.00
AI hardware0.00
Speech0.00

Ownership

FIRST AMERICAN REAL ESTATE SOLUTIONS

assignment · 147550304

FIRST AMERICAN REAL ESTATE SOLUTIONS, L.P.

correct · 358210245

Assignors

CAGAN, CHRISTOPHER L.

On an employer assignment, the assignors are typically the inventors.

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