PREDATORY LENDING DETECTION SYSTEM AND METHOD THEREFOR

Patent №

US 7,689,503

Granted

2010-03-30

Filed 2001

Owner

APPINTELL, INC.

Lab

AI components

3

ml · planning · hardware

Assignment

Recorded

Dataset

AIPD

2023_r1 edition

Application

09993072

A predatory lending detection system and method are described. The system is adapted to receive information pertaining to loans, store general loan information, as well as predatory lending laws, and process the loan information to detect violations of applicable predatory lending laws. In particular, the system compares the loan information to the general loan information and to the applicable predatory lending laws, detects variances therebetween, and scores such detected variances to determine a risk category for the loan.

Machine learningPlanningAI hardwareG06Q 40/02G06Q 20/042G06Q 20/10G06Q 20/102G06Q 20/105G06Q 20/108G06Q 20/1085G06Q 20/40+4 more

AI classification

Planning1.00
Machine learning0.83
AI hardware0.55
Natural language0.33
Knowledge representation0.22
Evolutionary computation0.03
Vision0.02
Speech0.00

Ownership

APPINTELL, INC.

assignment · 126610060

Assignors

HALPER, STEVEN C., WILSON, CONSTANCE A.

On an employer assignment, the assignors are typically the inventors.

© 2026 NYSGPT2525 LLC