MOBILE MERCHANT

Patent №

US 7,831,246

Granted

2010-11-09

Filed 2006

Owner

CINGULAR WIRELESS II, LLC

Lab

AI components

1

speech

Assignment

Recorded

Dataset

AIPD

2023_r1 edition

Application

11608660

A mobile merchant service allows payment information, credit information, or other transaction information to be processed utilizing a mobile user device. The information can be transmitted utilizing USSD technology that provides a session oriented transaction. Information relating to the customer payment or account details are not maintained in the user device, providing security of personal information. The user device can be synchronized with other devices to facilitate reconciliation and performing financial or other functions.

SpeechH04M 3/382G06Q 20/3255G06Q 20/40G06Q 20/425H04M 3/493H04M 15/00H04M 15/68H04W 4/24+2 more

AI classification

Speech0.62
Natural language0.46
Knowledge representation0.02
Vision0.00
Evolutionary computation0.00
Planning0.00
AI hardware0.00
Machine learning0.00

Ownership

CINGULAR WIRELESS II, LLC

assignment · 186050087

Assignors

SMITH, MICHAEL ALTON, FAULKNER, MAX GLENN, LINK, CHARLES M., II

On an employer assignment, the assignors are typically the inventors.

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