PROCESS FOR RULE-BASED INSURANCE UNDERWRITING SUITABLE FOR USE BY AN AUTOMATED SYSTEM

Patent №

US 7,844,477

Granted

2010-11-30

Filed 2002

Owner

GE FINANCIAL ASSURANCE HOLDINGS, INC.

+1 more

Lab

AI components

2

kr · planning

Assignment

Recorded

Dataset

AIPD

2023_r1 edition

Application

10173000

A process for at least a partial underwriting of insurance policies is described. Various rules are created, along with a degree of satisfaction for each rule. Rules may be directed toward various insurance underwriting components (e.g., cholesterol levels, blood pressure, etc.). Based on the degree of satisfaction for each rule, a component may be assigned to a category. Based on the category for each component, the insurance application may be assigned an underwriting category.

Knowledge representationPlanningG06Q 40/02G06Q 10/10G06Q 40/00G06Q 40/03G06Q 40/08

AI classification

Planning1.00
Knowledge representation0.99
Machine learning0.07
Evolutionary computation0.05
Natural language0.00
AI hardware0.00
Vision0.00
Speech0.00

Ownership

GE FINANCIAL ASSURANCE HOLDINGS, INC.

assignment · 130170743

GENWORTH FINANCIAL, INC.

assignment · 151480234

Assignors

BONISSONE, PIERO PATRONE, YANG, DAN, MESSMER, RICHARD PAUL, PAVESE, MARC, DURHAM, WILLIAM MICHAEL, RUSSELL, DIANE MARIE

On an employer assignment, the assignors are typically the inventors.

From the same owner

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