Patent №
US 7,844,544
Granted
2010-11-30
Filed 2008
Owner
AMERICAN EXPRESS TRAVEL RELATED SERVICES COMPANY, INC.
Lab
—
AI components
4
ml · kr · planning · hardware
Assignment
Recorded
Dataset
AIPD
2023_r1 edition
Application
12058306
The present invention generally relates to financial data processing, and in particular it relates to lender credit scoring, lender profiling, lender behavior analysis and modeling. More specifically, it relates to rating lenders based on data derived from their respective consumers. Also, the present invention relates to rating consumer lenders based on the predicted spend capacity of their consumers.
AI classification
Ownership
AMERICAN EXPRESS TRAVEL RELATED SERVICES COMPANY, INC.
assignment · 207220001
Assignors
HAGGERTY, KATHLEEN, PRAKASH, AASHISH, SAHU, PRASANTA, XU, DI, YUAN, CHAO
On an employer assignment, the assignors are typically the inventors.