SYSTEMS AND METHODS FOR RECEIVING AN ALLOCATION OF AN AMOUNT BETWEEN TRANSACTION ACCOUNTS

Patent №

US 7,941,372

Granted

2011-05-10

Filed 2008

Owner

AMERICAN EXPRESS TRAVEL RELATED SERVICES COMPANY, INC.

Lab

AI components

1

planning

Assignment

Recorded

Dataset

AIPD

2023_r1 edition

Application

12325576

A financial account issuer facilitating transactions between accounts is disclosed. The invention provides sellers with an irrevocable method of receiving funds from a purchaser and for improving purchaser willingness to transact with an unknown party. The invention also enables the allocation of a portion or all of a charge or loyalty points to different transaction accounts issued by different issuers, or to sub-accounts.

PlanningG06Q 40/00G06Q 20/10G06Q 20/102G06Q 40/12

AI classification

Planning0.92
Knowledge representation0.19
AI hardware0.13
Natural language0.01
Evolutionary computation0.00
Machine learning0.00
Speech0.00
Vision0.00

Ownership

AMERICAN EXPRESS TRAVEL RELATED SERVICES COMPANY, INC.

assignment · 219050620

Assignors

BISHOP, FRED A., SHARMA, BANSI L., THOMAS, TRACEY R.

On an employer assignment, the assignors are typically the inventors.

© 2026 NYSGPT2525 LLC