CUSTOMIZED CONSUMER LOAN SEARCH AND OPTIMIZED LOAN PRICING

Patent №

US 7,970,699

Granted

2011-06-28

Filed 2006

Owner

LOAN INSIGHTS, INC.

+1 more

Lab

AI components

1

planning

Assignment

Recorded

Dataset

AIPD

2023_r1 edition

Application

11390805

The invention relates to methods that create and update a centralized and searchable database of lenders' underwriting and pricing guidelines that can be utilized by the consumer and to a system that matches the consumer's qualifications and needs to the best available loan products with associated rate pricing.

PlanningG06Q 40/02G06Q 40/03G06Q 40/12

AI classification

Planning0.99
Knowledge representation0.34
Machine learning0.03
AI hardware0.01
Vision0.00
Natural language0.00
Evolutionary computation0.00
Speech0.00

Ownership

LOAN INSIGHTS, INC.

assignment · 177350729

LOANINSIGHTS, LLC

namechg · 270340249

Assignors

BRAMLAGE, WILLIAM, STRIKE, JONATHAN

On an employer assignment, the assignors are typically the inventors.

© 2026 NYSGPT2525 LLC