SYSTEM AND METHOD FOR ACQUIRING A MORTGAGE LOAN

Patent №

US 8,065,225

Granted

2011-11-22

Filed 2007

Owner

FANNIE MAE

Lab

AI components

1

planning

Assignment

Recorded

Dataset

AIPD

2023_r1 edition

Application

11901720

A computer-implemented method for processing an application for a mortgage loan, such that the mortgage loan is configured to include a set of financial lending requirements and further include certain financial lending risks associated with financing the mortgage loan. The steps of the method include receiving the mortgage loan application, processing the mortgage loan application through an electronic database, applying the set of financial lending requirements to the mortgage loan application, generating a listing of at least one eligible lender or loan product based on the application of the financial lending requirements to the mortgage loan application, and submitting the mortgage loan application to the eligible lender, the mortgage loan being configured such that the financial lending risks are configured to be absorbed by a secondary mortgage market investor.

PlanningG06Q 40/02G06Q 40/00G06Q 40/03

AI classification

Planning1.00
Vision0.01
AI hardware0.00
Knowledge representation0.00
Machine learning0.00
Speech0.00
Evolutionary computation0.00
Natural language0.00

Ownership

FANNIE MAE

assignment · 270500506

Assignors

LEWIS, HAROLD, JR., AMOS, TRACEY G., ANDERS, ERIC RONALD, ARMSTRONG, NITIRWORK, CREDLE, SIDNEY VINCE, JR., DAVIS, TERRI LYNN, KING, THOMAS L., PHILLIPS, GREGORY JOSEPH, SAHADI, ROBERT JOHN

On an employer assignment, the assignors are typically the inventors.

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