Patent №
US 8,095,459
Granted
2012-01-10
Filed 2010
Owner
JPMORGAN CHASE BANK, N.A.
Lab
—
AI components
1
nlp
Assignment
Recorded
Dataset
AIPD
2023_r1 edition
Application
12686498
Methods and systems for providing flexible financing are disclosed. In one embodiment, the present invention relates to a business card product with a customer activated credit line extension for accommodating large ticket purchases where the credit line extension may be linked to other business loan/lease products so that balances may be transferred to a customer's preferred financing product (or products). The purchases may be considered secured or unsecured loans/leases that may be capitalized as well as appreciate and depreciate in value. The purchases may include various types of revenue producing property, such as computer, office equipment, office furniture, copiers, farm equipment, and other types of revenue producing property.
AI classification
Ownership
JPMORGAN CHASE BANK, N.A.
assignment · 238190105
Assignors
CHASE MANHATTAN BANK, USA, NA
On an employer assignment, the assignors are typically the inventors.